You are entitled to a 100% refund on all payments and fees, if:

- You do not remove than 50% of all the negative worked on.

- You have at least four negative on the credit report at the time of sign-up.

- You have not used a credit-consulting agency nor attempted to repair your credit one year previous to signing up for our services

- You agree to send updated reports from the three credit bureaus to us within 5 days of receipt.

You should receive updated reports every 15-45 days and make us aware if updated reports have not been received.

You may cancel services at any time. Please notify us in writing 7 days before the next billing period.